![]() ![]() The Platinum Savings account from CIT earns a 4.85% APY, as long as you deposit $100 at opening and maintain at least a $5,000 balance. Here are a few of the best accounts to consider right now: CIT Bank Finally, any account you open should be FDIC-insured against potential bank failure. To help you get started, we've gathered a few of the best savings accounts and CDs available for anyone looking to boost their savings today.Įxplore your high-yield savings account options here now to see how much more you could be earning.īeyond rate, make sure you look for an account with no monthly fees (and few fees in general) and a minimum balance requirement that fits your savings goals. Today, that leaves savers in a great position to take advantage by earning 10 times or more the national average savings rate - if they know where to look. ![]() These high yields typically come from online banks with fewer overhead costs that pass on high rates to customers alongside their competitors. While today's high interest rates may be harsh for some parts of your financial life, one item you can take advantage of is savings.Īmid Federal Reserve rate hikes over the past year, many banks have similarly increased the rates they offer on high-yield savings accounts and certificates of deposit (CDs). The best savings and CD accounts today offer upwards of 4.5%, with some even closer to 5% APY. ![]()
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